First Home Buyers

Let us help you buy your first home!

Buying your first home should be an exciting experience. At Home Loan Emporium, the team have the knowledge and experience to ensure your first experience is a pain-free and error-free one.

Recently, there have been many changes to the government-funded first homeowner benefits. The benefits are state and territory specific, so your solicitor will advise you on what you are entitled to and how you can claim these benefits.

Home Loan Emporium recommends to all our clients that a solicitor act on your behalf in every property conveyance. We are happy to recommend several suitably qualified solicitors in Canberra if you need one.

We also recommend engaging a suitably qualified inspector to undertake a building, pest, and compliance report. This report should be provided to your solicitor for review.

When considering your first property purchase, you should consider the following:

–  How much can I afford to set aside for my mortgage repayment?
–  What will my repayment be?
–  How much money do I have for my deposit?
–  How much will my stamp duty be?
–  What will my other costs be?
–  Do I need to set aside money for mortgage insurance?
–  Do I qualify for the First Home Owners Grant?
–  Are my current circumstances likely to change soon?

You may not know all the answers to these questions, but the team will.

Start your journey now by visiting ‘Book an Appointment’.